The Trusted Advice Professionals
Suite 14 / 695 The Horsley Drive, Smithfield, NSW,2164
STRATEGIC PLANNING OPPORTUNITIES TOGETHER
About Us
Our Mission
We believe everyone deserves access to quality financial advice. Our mission is to deliver strategic, personalised financial solutions that provide clarity, confidence, and lasting value, helping our clients make informed decisions and achieve financial security at every stage of life.
It's all about you
Your financial journey is unique, and the advice you receive can make a significant difference to your future.
Whether you're building wealth, protecting your family, preparing for retirement, or enjoying life after work, we're here to help you make informed financial decisions with confidence.
At TST Advisory Wealth, your interests always come first. We are committed to providing advice that is honest, transparent, and tailored to your individual circumstances. Every recommendation we make is designed to help you achieve your goals while giving you clarity and peace of mind.
If we believe we're not the right adviser for your needs, we'll tell you. Where possible, we'll introduce you to a trusted professional who is better placed to assist, because doing what's right for our clients is at the heart of everything we do.
Talk to us
Your first consultation is complimentary and obligation-free.
It's an opportunity for us to get to know you, understand your goals, and listen to what's important to you. We'll discuss your current situation, answer any questions you may have, and explore how we may be able to help.
If we believe we can add value, we'll clearly explain our recommendations, outline the scope of advice, and provide you with a fixed fee proposal before any work begins.
From there, the decision is entirely yours. There is no pressure and no obligation to proceed—just honest, transparent advice so you can decide what's right for you.
Our Business
David Sengchansavang
Director | Senior Financial Planner
David Sengchansavang is the Director of TST Advisory Wealth and a highly experienced financial planner with more than 18 years of experience providing financial advice and over 21 years in the broader financial services industry.
David is passionate about helping individuals and families make informed financial decisions with confidence. He takes the time to understand each client's unique circumstances, aspirations, and concerns before developing personalised strategies designed to build, protect, and preserve wealth over the long term.
Known for his approachable and down-to-earth style, David believes financial advice should be practical, easy to understand, and centred around what matters most to each client. Whether clients are building wealth, preparing for retirement, managing investments, protecting their family, or navigating significant life changes, David provides ongoing guidance and support every step of the way.
His advice encompasses retirement planning, superannuation, investment management, personal insurance, tax-effective strategies, Centrelink planning, estate planning, and intergenerational wealth transfer. Working closely with accountants, solicitors, and other professionals, David delivers coordinated advice that helps clients achieve their financial goals with clarity and confidence.
David is committed to maintaining the highest professional and ethical standards through ongoing education and adherence to Australia's financial advice regulations.
Qualifications
- Master of Financial Planning
- Graduate Certificate in Financial Planning
- Advanced Diploma of Financial Services (Financial Planning)
- Diploma of Financial Services (Financial Planning)
Professional Memberships & Registrations
- AFP® (Associate Financial Planner®)
- Member, Financial Advice Association Australia (FAAA)
- Registered Tax (Financial) Adviser – Tax Practitioners Board (TPB)
Authorisations
David Sengchansavang and Wealth Spot Pty Ltd, trading as TST Advisory Wealth, are Authorised Representatives of Spark Advisers Australia.
Advice strategies
No two clients are the same. That's why we tailor every recommendation to your unique goals, financial situation, and stage of life.
Whether you're just starting to build wealth, preparing for retirement, or navigating a major life change, we'll help you understand your options and develop a strategy that gives you confidence in your financial future.
Our advice may include:
Personal Protection
Protect what matters most with tailored life insurance, income protection, total and permanent disability (TPD), and trauma insurance solutions.
Cash Flow & Debt Management
Take control of your finances through practical budgeting, debt reduction strategies, refinancing opportunities, and smarter loan structuring.
Wealth Creation
Build long-term wealth with a diversified investment strategy aligned to your goals, risk tolerance, and investment timeframe using passive, active, and professionally managed investments.
Superannuation
Make the most of your super through contribution strategies, investment reviews, account consolidation, insurance, and retirement planning.
Tax-Effective Planning
Work alongside your accountant to implement strategies that improve tax outcomes, including salary sacrifice, personal deductible contributions, investment structuring, and capital gains tax planning.
Retirement Planning
Transition into retirement with confidence through sustainable income strategies, pension planning, investment management, and long-term cash flow forecasting.
Centrelink & Government Benefits
Understand your eligibility and maximise available government benefits, including the Age Pension and other Centrelink entitlements.
Estate Planning
Help ensure your wishes are carried out by coordinating with your solicitor on wills, powers of attorney, beneficiary nominations, testamentary trusts, and succession planning.
Self-Managed Super Funds (SMSFs)
Receive independent advice on whether an SMSF is appropriate for your circumstances, including trustee responsibilities, compliance, and investment options.
Life Changes & Ongoing Advice
Life doesn't stand still—and neither should your financial plan. Whether you're changing jobs, receiving an inheritance, selling a business, purchasing property, or preparing for retirement, we'll help you adapt your strategy as your circumstances evolve.
Financial advice that grows with you
Our goal is simple: to help you make better financial decisions with clarity and confidence.
As your circumstances change, we'll continue to review your strategy, identify new opportunities, and keep your financial plan aligned with your goals—so you can focus on living life, knowing your finances are working for you.
Our Partners
Memberships
