The Trusted Advice Professionals
STRATEGIC PLANNING OPPORTUNITIES TOGETHER
About Us
Our Mission
"To provide strategic financial advice to our clients, at a competitive price and make informed decisions"
It's all about you
Receiving advice could be critical to your financial future when protecting / accumulating wealth, transitioning to retirement or preparing for life post work.
We pride ourselves on ensuring “our clients interest is always placed first", so the advice you receive, will always be honest, fair and reasonable. In the odd chance we cannot help you, we will let you know and may be able to refer you on to the right professional.
Talk to us
The first consultation is our expense and is about understanding and listening to what’s important to you. Once we have a good understanding of how we can help you, we will quote you a fee. From there it’s up to you to decide whether to proceed or not.
Our Business
David Sengchansavang
David Sengchansavang
David Sengchansavang
Director | Senior Financial Planner AFP®
"I am an experienced financial planner and provide advice to my clients with best interests duties at heart. It is my job to understand my clients goals and help prioritise these so that we can work together to achieve real and possible outcomes.
I have over 12 years experience in the Financial Advice industry and over 15 years in the financial services."
My professional qualifications include:
- Master in Financial Planning
- Graduate Certificate in Financial Planning
- Advanced Diploma of Financial Services (Financial Planning)
- Diploma of Financial Services (Financial Planning)
My memberships include:
- Financial Planning Association
- Tax Practitioners Board
David Sengchansavang and Wealth Spot PTY LTD trading as TST Advisory Wealth are Authorised Representatives of AURA Wealth Pty Ltd AFSL 380552
Advice strategies
David Sengchansavang
David Sengchansavang
We will work with you and help navigate through the complexities, step by step.
Strategies can include:
- Self Managed Super Funds: If you prefer control, Investment Properties, direct shares, ETF's
- Personal Insurance Income, Death, Disability, Critical Illness
- Debt management: Deductible vs Non-deductible, consolidation
- Cash Flow Management: Budgeting
- Wealth accumulation: Investment Planning
- Superannuation: Consolidations, Investment options, contributions
- Ad hoc events: Inheritances, redundancies, downsizing
- Taxation: Tax reduction strategies working with a tax professional, Capital Gains Tax
- Retirement income: Income streams, Defined benefits
- Social Security: Strategies which may enhance entitlements
- Estate planning: working with a legal professional
Products
David Sengchansavang
Products
We can work with what you already have and are not biased by product in our advice. We have access to a suite of products and can help you choose what is appropriate for your strategy.
Types of products we can assist you with are:
- Managed investments
- Direct Shares
- Superannuation
- Personal insurance
- Account based pensions and annuities
- Funeral bonds
Our Partners
Memberships
